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Understanding Coverage Limits in Commercial Property Insurance
Having a commercial property insurance policy is a smart step toward safeguarding your business, but understanding how that policy works is even more important. One of the most misunderstood elements of commercial property coverage is the concept of limits. These limits define the maximum amount your insurer will pay for a covered loss, and if…
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How to Avoid Costly Garage Liability Insurance Claims
Garage liability insurance plays an important role in helping powersports dealerships manage third-party claim risks. Dealerships that take active steps to reduce risk not only minimize potential losses but also maintain lower premiums and enhance their operational resilience. Understanding Common Claim Triggers At the core of many garage liability claims are incidents that occur during…
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Garage Liability and Garage Keepers’ Liability for Powersports Dealerships
Powersports dealerships are hubs of commerce, where potential buyers interact with inventory, test-ride vehicles, and engage with sales staff. The dynamic environment in the showroom presents a unique set of risks. One unexpected accident, a slip on the showroom floor, or a damaged customer vehicle can lead to significant financial losses or legal trouble. That’s…
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Top Risks Covered by Property Insurance for Commercial Buildings
Commercial properties face many physical risks, from fire and theft to storm damage and water leaks. Whether you run a small retail shop, operate a large warehouse, or manage office spaces, protecting your physical assets is a critical part of running a business. This is where commercial property insurance plays a key role in helping…
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From Showroom to Advocacy: Navigating the Powersports Commercial Insurance Landscape
The powersports industry is an exciting and fast-paced business, where dealerships provide customers with high-performance motorcycles, ATVs, and other vehicles. However, beyond the thrill of sales and service, there is an integral aspect that dealers must prioritize—risk management. Commercial insurance is not just a regulatory requirement; it can play an important role in helping protect…
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Protecting Your Investment with the Right Dump Truck Insurance
Dump trucks are important assets that drive business in construction, hauling, and waste management. Whether you own one truck or a small fleet, these trucks represent a significant investment that needs protection. The right dump truck insurance policy isn’t just about covering damage or loss, it’s designed to help support compliance and business continuity. Let’s…
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Top 5 Risk Management Issues for Dealers
Running a successful powersports dealership comes with exciting opportunities—but also significant risks. From property damage to digital threats, dealers face many challenges that can jeopardize their financial stability and reputation. Ignoring these risks can lead to costly setbacks, but with proper planning, they can be managed effectively. Let’s explore the top five risk management issues…
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The Importance of Total Transparency in Insurance
Running a dealership is a complex balancing act. You’re constantly working to build trust with customers, ensuring they get the best deals and the right vehicles. You understand the value of open communication in building lasting relationships, but what about when it comes to your own business’s insurance? Let’s explore why total transparency is important…
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The Importance of Cyber Insurance for High Net-Worth Individuals
High-net-worth individuals (HNWIs) manage vast financial resources, own multiple properties, and often run businesses or hold key corporate positions. This financial status makes them prime targets for cybercriminals. Cyber threats such as identity theft, fraud, data breaches, and ransomware attacks are becoming more sophisticated, making it necessary for affluent individuals to secure cyber protection. Why…
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I Started My Own Business. What Insurance Do I Need?
Congratulations on starting your business! Whether in the professional services or consulting industries, retail, manufacturing, or construction, companies need business insurance. And having the right coverage can help protect you from expensive damage and lawsuits. As a business owner, you have plenty of options.
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Protecting Your Business from Insurance Scams
No matter the size, businesses must be prepared for illegal and frivolous insurance claims from scammers. And it can be hard to identify who may be running an insurance scam, hoping to get some of your hard-earned money or disrupt your business. The person may be an everyday contractor, the friendly voice on the phone, or the sender of an email in your inbox. In disguise, the person is a scammer, hacker, or fraudster.
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Incorporating Insurance Into Your Risk Management Strategy
Risk management is a broad topic that involves taking steps to minimize and control the threats businesses face. Learn how to identify your risks and what you can do for prevention.
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Do I Need Business Interruption Insurance?
Wondering if business interruption insurance is right for you? Find out the coverage benefits to help keep your company running after a major disaster
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Is Renters Insurance Necessary?
A renters insurance policy is meant to cover unexpected events like theft or fire. Whether you lease a home or an apartment, it’s a good idea to have a renters insurance policy to protect your valuables and belongings. But you may be asking, is renters insurance worth it? The short (and long answer) is yes.
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10 Tips to Save on Gas as Fuel Prices Increase
Are you frustrated at the pump with fuel prices? Is the current cost to fill up your vehicle hurting your wallet? If so, saving money on gas is probably a high priority for you in 2022. As auto insurance writers, we know a few things about saving money. Here are some surprising tips on how to save money without shopping around.
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Jackware Cyberattacks Explained
Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore the technology (as well as any files or data stored on it).
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7 Ways to Protect Against Phone Scams
Every year, people report fraud, identity theft and bad business practices to the Federal
Trade Commission (FTC) and law enforcement partners. According to FTC data:
Harden Your Cyber Defenses Immediately, White House Warns Private Sector
In a March 21, 2022 statement, President Joe Biden cautioned businesses in the private sector to harden their cyber defenses, reiterating earlier warnings related to potential cyberattacks.
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